/* =========================================================================
   Hypoteční leadovač — vizuál navázaný na miroslav-almasy.cz
   Tokeny vytažené z produkčního webu: Manrope, #284366, #00ACD4, #F8FAFC
   ========================================================================= */

:root {
  --navy: #284366;
  --navy-dark: #1d3149;
  --navy-soft: #3d5a80;
  --cyan: #00acd4;
  --cyan-dark: #0090b3;
  --cyan-wash: #e6f7fc;
  --bg: #f8fafc;
  --card: #ffffff;
  --muted: #64748b;
  --line: #e2e8f0;
  --ok: #15803d;
  --warn: #b45309;
  --radius: 16px;
  --radius-lg: 24px;
  --shadow: 0 4px 24px rgba(40, 67, 102, .08);
  --shadow-lg: 0 12px 48px rgba(40, 67, 102, .14);
  --max: 640px;
}

* { box-sizing: border-box; }

html { -webkit-text-size-adjust: 100%; }

body {
  margin: 0;
  font-family: Manrope, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  font-weight: 500;
  color: var(--navy);
  background: var(--bg);
  background-image:
    linear-gradient(140deg, rgba(0, 172, 212, .07) 0%, rgba(0, 172, 212, 0) 42%),
    linear-gradient(320deg, rgba(40, 67, 102, .06) 0%, rgba(40, 67, 102, 0) 38%);
  background-attachment: fixed;
  line-height: 1.55;
  -webkit-font-smoothing: antialiased;
}

.obal { max-width: var(--max); margin: 0 auto; padding: 20px 18px 40px; }

/* ---------- hlavička ---------- */

.hlavicka {
  display: flex; align-items: center; justify-content: space-between;
  gap: 12px; margin-bottom: 18px;
}
.logo { display: flex; align-items: center; text-decoration: none; color: var(--navy); }
.logo img { height: 24px; width: auto; display: block; }
@media (max-width: 480px) { .logo img { height: 20px; } }

.stitek {
  display: inline-flex; align-items: center; gap: 7px;
  background: #fff; border: 1px solid var(--line);
  border-radius: 999px; padding: 6px 13px;
  font-size: 11px; font-weight: 800; letter-spacing: .06em; text-transform: uppercase;
  color: var(--navy); white-space: nowrap;
}
.stitek::before { content: ""; width: 6px; height: 6px; border-radius: 50%; background: var(--cyan); flex: none; }

/* ---------- progress ---------- */

.progres { margin-bottom: 22px; }
.progres-drah { height: 5px; background: #e8eef5; border-radius: 999px; overflow: hidden; }
.progres-vypln {
  height: 100%; width: 0;
  background: linear-gradient(90deg, var(--navy) 0%, var(--cyan) 100%);
  border-radius: 999px; transition: width .45s cubic-bezier(.22, 1, .36, 1);
}
.progres-popis {
  display: flex; justify-content: space-between;
  margin-top: 9px; font-size: 12px; font-weight: 700; color: var(--muted);
}

/* ---------- karta kroku ---------- */

.krok { display: none; }
.krok.je-videt { display: block; animation: nalet .38s cubic-bezier(.22, 1, .36, 1) both; }

@keyframes nalet {
  from { opacity: 0; transform: translateY(14px); }
  to   { opacity: 1; transform: none; }
}
@media (prefers-reduced-motion: reduce) {
  .krok.je-videt { animation: none; }
  .progres-vypln { transition: none; }
}

.karta {
  background: var(--card); border: 1px solid var(--line);
  border-radius: var(--radius-lg); padding: 26px 22px;
  box-shadow: var(--shadow);
}

h1, h2 { letter-spacing: -.02em; line-height: 1.2; margin: 0; }
h1 { font-size: 27px; font-weight: 800; }
h2 { font-size: 22px; font-weight: 800; }
.otazka { font-size: 23px; font-weight: 800; margin: 0 0 6px; letter-spacing: -.02em; line-height: 1.25; }
.napoveda { margin: 0 0 22px; color: var(--muted); font-size: 14.5px; font-weight: 500; }

/* ---------- dlaždice ---------- */

.dlazdice { display: grid; gap: 12px; }
.dlazdice.dve { grid-template-columns: 1fr 1fr; }

.dlazdice button {
  font: inherit; text-align: left; cursor: pointer;
  background: #fff; border: 2px solid var(--line);
  border-radius: var(--radius); padding: 18px 16px;
  color: var(--navy); transition: border-color .16s, background .16s, transform .16s;
  display: flex; flex-direction: column; gap: 4px;
}
.dlazdice button:hover { border-color: var(--cyan); }
.dlazdice button:active { transform: scale(.985); }
.dlazdice button[aria-pressed="true"] { border-color: var(--navy); background: var(--cyan-wash); }
.dlazdice .titulek { font-weight: 800; font-size: 16px; }
.dlazdice .pod { font-size: 13px; color: var(--muted); font-weight: 500; }

/* ---------- číselné pole se sliderem ---------- */

.pole { margin-bottom: 22px; }
.pole:last-child { margin-bottom: 0; }

.pole-hlava {
  display: flex; align-items: baseline; justify-content: space-between;
  gap: 12px; margin-bottom: 10px;
}
.pole-nazev { font-size: 12px; font-weight: 800; letter-spacing: .06em; text-transform: uppercase; color: var(--muted); }

.pole-cislo {
  font: inherit; font-size: 25px; font-weight: 800; letter-spacing: -.02em;
  color: var(--navy); background: transparent; border: none;
  border-bottom: 2px solid var(--line); padding: 2px 0;
  width: 100%; text-align: left; outline: none;
  transition: border-color .16s;
}
.pole-cislo:focus { border-bottom-color: var(--cyan); }
.pole-jednotka { font-size: 15px; font-weight: 700; color: var(--muted); margin-left: 6px; }
.pole-radek { display: flex; align-items: baseline; }

input[type="range"] {
  -webkit-appearance: none; appearance: none;
  width: 100%; height: 26px; background: transparent; margin: 6px 0 0; cursor: pointer;
}
input[type="range"]::-webkit-slider-runnable-track {
  height: 6px; border-radius: 999px;
  background: linear-gradient(90deg, var(--cyan) var(--vypln, 0%), #e8eef5 var(--vypln, 0%));
}
input[type="range"]::-moz-range-track { height: 6px; border-radius: 999px; background: #e8eef5; }
input[type="range"]::-moz-range-progress { height: 6px; border-radius: 999px; background: var(--cyan); }
input[type="range"]::-webkit-slider-thumb {
  -webkit-appearance: none; width: 26px; height: 26px; margin-top: -10px;
  border-radius: 50%; background: #fff; border: 3px solid var(--navy);
  box-shadow: 0 2px 8px rgba(40, 67, 102, .25);
}
input[type="range"]::-moz-range-thumb {
  width: 20px; height: 20px; border-radius: 50%;
  background: #fff; border: 3px solid var(--navy);
  box-shadow: 0 2px 8px rgba(40, 67, 102, .25);
}
input[type="range"]:focus-visible::-webkit-slider-thumb { border-color: var(--cyan); }

.rozsah { display: flex; justify-content: space-between; font-size: 12px; color: var(--muted); font-weight: 600; margin-top: 2px; }

/* ---------- přepínač (segmented) ---------- */

.prepinac { display: flex; gap: 6px; background: #f1f5f9; padding: 5px; border-radius: 999px; }
.prepinac button {
  flex: 1; font: inherit; font-size: 13.5px; font-weight: 700; cursor: pointer;
  border: none; background: transparent; color: var(--muted);
  padding: 9px 6px; border-radius: 999px; transition: background .16s, color .16s;
}
.prepinac button[aria-pressed="true"] { background: #fff; color: var(--navy); box-shadow: 0 1px 4px rgba(40, 67, 102, .12); }

/* ---------- další příjmy ---------- */

/* Rolovátko pro méně časté typy příjmu. Nativní select proto, že na mobilu
   otevře systémový výběr — na osmi položkách je rychlejší než vlastní seznam. */
.pole-vyber {
  width: 100%; margin-top: 10px; padding: 12px 14px;
  font: inherit; font-size: 15px; font-weight: 600; color: var(--navy);
  background: #fff; border: 2px solid var(--line); border-radius: var(--radius);
  -webkit-appearance: none; appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%2364748b' stroke-width='2' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat; background-position: right 14px center;
  padding-right: 38px;
}
.pole-vyber:focus { outline: none; border-color: var(--cyan); }

.dalsi-prijmy:not(:empty) { margin-top: 14px; }

.prijem-radek {
  display: flex; align-items: center; gap: 10px;
  padding: 12px 0; border-top: 1px dashed var(--line);
}
.prijem-radek .pole-cislo { flex: 0 0 110px; font-size: 20px; }
.prijem-radek .pole-vyber { flex: 1 1 auto; margin-top: 0; padding: 9px 32px 9px 12px; font-size: 14px; }

.btn-smazat {
  flex: 0 0 auto; width: 30px; height: 30px; padding: 0;
  font-size: 20px; line-height: 1; color: var(--muted);
  background: transparent; border: none; border-radius: 50%; cursor: pointer;
}
.btn-smazat:hover { background: #f1f5f9; color: var(--navy); }

.btn-pridat {
  margin-top: 12px; padding: 9px 16px;
  font: inherit; font-size: 14px; font-weight: 700; color: var(--cyan-dark);
  background: var(--cyan-wash); border: none; border-radius: 999px; cursor: pointer;
}
.btn-pridat:hover { background: #d3f0f9; }

.poznamka { margin: 10px 0 0; font-size: 12.5px; line-height: 1.45; color: var(--muted); }

/* ---------- stepper ---------- */

.stepper { display: flex; align-items: center; justify-content: space-between; gap: 14px; }
.stepper-ovl { display: flex; align-items: center; gap: 14px; }
.stepper-ovl button {
  width: 44px; height: 44px; flex: none; cursor: pointer;
  border: 2px solid var(--line); background: #fff; border-radius: 50%;
  font-size: 22px; font-weight: 700; color: var(--navy); line-height: 1;
  transition: border-color .16s, background .16s;
}
.stepper-ovl button:hover:not(:disabled) { border-color: var(--cyan); }
.stepper-ovl button:disabled { opacity: .35; cursor: not-allowed; }
.stepper-hodnota { font-size: 24px; font-weight: 800; min-width: 28px; text-align: center; }
.stepper-nazev { font-weight: 700; font-size: 15px; }
.stepper-pod { font-size: 12.5px; color: var(--muted); font-weight: 500; }
.stepper + .stepper { margin-top: 18px; padding-top: 18px; border-top: 1px solid var(--line); }

/* ---------- tlačítka ---------- */

.tlacitka { display: flex; gap: 10px; align-items: center; margin-top: 24px; }

.btn {
  font: inherit; font-weight: 800; font-size: 16px; cursor: pointer;
  border: none; border-radius: 999px; padding: 16px 28px;
  display: inline-flex; align-items: center; justify-content: center; gap: 10px;
  transition: background .16s, transform .16s, box-shadow .16s;
}
.btn-hlavni { background: var(--navy); color: #fff; flex: 1; box-shadow: 0 4px 16px rgba(40, 67, 102, .22); }
.btn-hlavni:hover { background: var(--navy-dark); }
.btn-hlavni:active { transform: scale(.985); }
.btn-hlavni .sipka { color: var(--cyan); font-size: 18px; }
.btn-hlavni:disabled { opacity: .45; cursor: not-allowed; box-shadow: none; }

.btn-zpet {
  background: transparent; color: var(--muted); border: 2px solid var(--line);
  padding: 14px 18px; font-size: 15px; flex: none;
}
.btn-zpet:hover { border-color: var(--navy-soft); color: var(--navy); }

.btn-odkaz {
  background: none; border: none; font: inherit; font-weight: 700; font-size: 14.5px;
  color: var(--cyan-dark); cursor: pointer; text-decoration: underline;
  text-underline-offset: 3px; padding: 0;
}

/* ---------- počítání ---------- */

.pocitani { text-align: center; padding: 56px 20px; }
.pocitani-kruh {
  width: 52px; height: 52px; margin: 0 auto 20px;
  border: 4px solid var(--cyan-wash); border-top-color: var(--cyan);
  border-radius: 50%; animation: toc 1s linear infinite;
}
@keyframes toc { to { transform: rotate(360deg); } }
.pocitani p { font-weight: 700; color: var(--navy); margin: 0; }
.pocitani small { color: var(--muted); font-weight: 500; }

/* ---------- výsledek ---------- */

.hrdina {
  background: linear-gradient(150deg, var(--navy) 0%, #1a2f4a 100%);
  color: #fff; border-radius: var(--radius-lg); padding: 30px 24px;
  box-shadow: var(--shadow-lg); position: relative; overflow: hidden;
}
.hrdina::after {
  content: ""; position: absolute; inset: auto -60px -90px auto;
  width: 240px; height: 240px; border-radius: 50%;
  background: radial-gradient(circle, rgba(0, 172, 212, .30) 0%, rgba(0, 172, 212, 0) 70%);
}
.hrdina-popis {
  font-size: 11px; font-weight: 800; letter-spacing: .08em; text-transform: uppercase;
  color: var(--cyan); margin: 0 0 8px;
}
.hrdina-cislo { font-size: 40px; font-weight: 800; letter-spacing: -.03em; line-height: 1.05; margin: 0; }
.hrdina-cislo .mena { font-size: 22px; font-weight: 700; margin-left: 6px; opacity: .85; }
.hrdina-splatka {
  margin: 8px 0 0; font-size: 14px; font-weight: 600; letter-spacing: 0;
  color: rgba(255, 255, 255, .78); position: relative;
}
.hrdina-splatka b { font-weight: 800; color: #fff; }
.hrdina-radky { display: grid; grid-template-columns: 1fr; gap: 14px; margin-top: 20px; position: relative; }
.hrdina-radky > div { border-top: 1px solid rgba(255, 255, 255, .18); padding-top: 12px; }
.hrdina-radky dt { font-size: 11.5px; font-weight: 700; letter-spacing: .04em; text-transform: uppercase; color: rgba(255, 255, 255, .65); margin: 0 0 3px; }
.hrdina-radky dd { margin: 0; font-size: 21px; font-weight: 800; letter-spacing: -.02em; }

/* Nevyjde-li hypotéka, karta zůstává ve firemní modré. Poplašná červeň
   působí jako zamítnutí a tyhle klienty potřebujeme naopak podržet. */
/* Rozdíl mezi bankou s běžnými pravidly a tou nejvstřícnější.
   Nejsilnější argument, proč klient potřebuje poradce, takže dostává
   vlastní rámeček uvnitř hero karty. */
.rozdil {
  position: relative; margin-top: 20px; padding: 14px 16px;
  border: 1px solid rgba(0, 172, 212, .45);
  background: rgba(0, 172, 212, .12);
  border-radius: var(--radius);
}
.rozdil-castka { margin: 0; font-size: 14.5px; font-weight: 700; color: rgba(255, 255, 255, .85); }
.rozdil-castka b { color: var(--cyan); font-size: 19px; font-weight: 800; letter-spacing: -.01em; }
.rozdil-popis { margin: 5px 0 0; font-size: 13px; font-weight: 500; line-height: 1.5; color: rgba(255, 255, 255, .72); }

/* U OSVČ je v hero rozpětí dvou částek, ne jedno číslo — potřebuje menší
   písmo, aby se na mobilu vešlo na jeden řádek. */
.hrdina.osvc .hrdina-cislo { font-size: 27px; line-height: 1.25; }
.hrdina.osvc .mena { display: none; }
@media (min-width: 700px) { .hrdina.osvc .hrdina-cislo { font-size: 31px; } }
@media (max-width: 360px) { .hrdina.osvc .hrdina-cislo { font-size: 23px; } }

.nedosahne { background: linear-gradient(150deg, #33506f 0%, #24384f 100%); }
.nedosahne::after { background: radial-gradient(circle, rgba(245, 158, 11, .22) 0%, rgba(245, 158, 11, 0) 70%); }
.nedosahne .hrdina-popis { color: #fbbf24; }
.nedosahne .hrdina-cislo { font-size: 27px; line-height: 1.25; }
.nedosahne .mena { display: none; }

@media (min-width: 700px) { .nedosahne .hrdina-cislo { font-size: 31px; } }

/* ---------- sekce výsledku ---------- */

.sekce { margin-top: 16px; }
.sekce-nadpis { font-size: 12px; font-weight: 800; letter-spacing: .07em; text-transform: uppercase; color: var(--muted); margin: 0 0 12px; }

/* pás úspory */
.uspora-pas { display: grid; gap: 10px; margin-bottom: 16px; }
.uspora-radek { display: grid; grid-template-columns: 92px 1fr auto; align-items: center; gap: 10px; }
.uspora-stitek { font-size: 12.5px; font-weight: 700; color: var(--muted); }
.uspora-drah { height: 30px; background: #f1f5f9; border-radius: 8px; overflow: hidden; }
.uspora-vypln { height: 100%; border-radius: 8px; transition: width .5s cubic-bezier(.22, 1, .36, 1); }
.uspora-vypln.nase { background: linear-gradient(90deg, var(--cyan) 0%, #4cc9e8 100%); }
.uspora-vypln.trh { background: #cbd5e1; }
.uspora-castka { font-weight: 800; font-size: 14.5px; white-space: nowrap; }

.uspora-souhrn {
  background: var(--cyan-wash); border: 1px solid #b8e8f5;
  border-radius: var(--radius); padding: 16px 18px;
}
.uspora-souhrn strong { font-size: 20px; font-weight: 800; letter-spacing: -.02em; display: block; }
.uspora-souhrn span { font-size: 13.5px; color: var(--navy-soft); font-weight: 600; }

/* scénáře */
.scenar {
  width: 100%; text-align: left; font: inherit; cursor: pointer;
  background: #fff; border: 2px solid var(--line); border-radius: var(--radius);
  padding: 15px 16px; margin-bottom: 10px; color: var(--navy);
  display: flex; align-items: center; gap: 14px;
  transition: border-color .16s, transform .16s;
}
.scenar:hover { border-color: var(--cyan); }
.scenar:active { transform: scale(.99); }
.scenar-plus { font-weight: 800; font-size: 15.5px; color: var(--ok); white-space: nowrap; flex: none; }
.scenar-popis { font-size: 13.5px; font-weight: 600; line-height: 1.4; }
.scenar-sipka { margin-left: auto; color: var(--cyan); font-weight: 800; flex: none; }

/* ---------- gate ---------- */

.gate {
  background: linear-gradient(150deg, #fff 0%, #f2fafd 100%);
  border: 2px solid var(--cyan); border-radius: var(--radius-lg);
  padding: 26px 22px; box-shadow: var(--shadow-lg); margin-top: 22px;
}
.gate h2 { font-size: 21px; margin-bottom: 8px; }
.gate .uvod { font-size: 14.5px; color: var(--navy-soft); margin: 0 0 18px; font-weight: 500; }
.gate .uvod em { font-style: normal; font-weight: 800; color: var(--navy); }

.vstup { margin-bottom: 12px; }
.vstup label { display: block; font-size: 11.5px; font-weight: 800; letter-spacing: .06em; text-transform: uppercase; color: var(--muted); margin-bottom: 6px; }
.vstup input {
  font: inherit; font-size: 16px; font-weight: 600; width: 100%;
  padding: 14px 16px; border: 2px solid var(--line); border-radius: var(--radius);
  background: #fff; color: var(--navy); outline: none; transition: border-color .16s;
}
.vstup input:focus { border-color: var(--cyan); }
.vstup input[aria-invalid="true"] { border-color: #dc2626; }
.vstup .chyba { font-size: 12.5px; color: #dc2626; font-weight: 600; margin-top: 5px; display: none; }
.vstup input[aria-invalid="true"] ~ .chyba { display: block; }

.souhlas { display: flex; gap: 10px; align-items: flex-start; margin: 14px 0; }
.souhlas input { width: 20px; height: 20px; flex: none; margin: 2px 0 0; accent-color: var(--cyan); }
.souhlas label { font-size: 12.5px; color: var(--muted); font-weight: 500; line-height: 1.5; }
.souhlas a { color: var(--cyan-dark); }

.gate-vyhody { list-style: none; padding: 0; margin: 0 0 18px; display: grid; gap: 8px; }
.gate-vyhody li { display: flex; gap: 10px; align-items: flex-start; font-size: 13.5px; font-weight: 600; }
.gate-vyhody li::before {
  content: "✓"; flex: none; width: 20px; height: 20px; border-radius: 6px;
  background: var(--cyan); color: #fff; font-size: 12px; font-weight: 800;
  display: grid; place-items: center; margin-top: 1px;
}

/* ---------- důvěra ---------- */

.duvera {
  background: #fff; border: 1px solid var(--line); border-radius: var(--radius-lg);
  padding: 20px; margin-top: 16px; box-shadow: var(--shadow);
}
.duvera-hlava { display: flex; gap: 14px; align-items: center; margin-bottom: 16px; }
.duvera-foto {
  width: 56px; height: 56px; border-radius: 50%; flex: none; object-fit: cover;
  background: var(--cyan-wash); border: 2px solid var(--cyan-wash);
}
.duvera-jmeno { font-weight: 800; font-size: 16px; }
.duvera-pozice { font-size: 13px; color: var(--muted); font-weight: 500; }
.duvera-body { list-style: none; padding: 0; margin: 0; display: grid; gap: 9px; }
.duvera-body li { display: flex; gap: 9px; font-size: 13px; font-weight: 600; color: var(--navy-soft); align-items: flex-start; }
.duvera-body li::before { content: "•"; color: var(--cyan); font-weight: 800; flex: none; }
.duvera-tel {
  display: flex; align-items: center; justify-content: center; gap: 8px;
  margin-top: 16px; padding: 13px; border-radius: 999px;
  border: 2px solid var(--line); text-decoration: none; color: var(--navy);
  font-weight: 800; font-size: 16px;
}
.duvera-tel:hover { border-color: var(--cyan); }
.duvera-tel small { font-weight: 600; color: var(--muted); font-size: 12px; }

/* ---------- díky ---------- */

.diky { text-align: center; padding: 40px 20px; }
.diky-znak {
  width: 68px; height: 68px; margin: 0 auto 22px; border-radius: 50%;
  background: var(--cyan-wash); color: var(--cyan); display: grid; place-items: center;
  font-size: 34px; font-weight: 800;
}
.diky h2 { margin-bottom: 10px; }
.diky p { color: var(--muted); font-size: 15px; margin: 0 auto 22px; max-width: 400px; }

/* ---------- právní patička ---------- */

.pravni {
  margin-top: 26px; padding-top: 20px; border-top: 1px solid var(--line);
  font-size: 11.5px; line-height: 1.6; color: #94a3b8; font-weight: 500;
}
.pravni p { margin: 0 0 9px; }
.pravni a { color: #94a3b8; }

/* ---------- modál pro e-mail výsledku ---------- */

.modal-pozadi {
  position: fixed; inset: 0; background: rgba(29, 49, 73, .55);
  display: none; align-items: flex-end; justify-content: center; z-index: 60;
  padding: 16px; backdrop-filter: blur(3px);
}
.modal-pozadi.je-videt { display: flex; }
.modal {
  background: #fff; border-radius: var(--radius-lg); padding: 26px 22px;
  width: 100%; max-width: var(--max); box-shadow: var(--shadow-lg);
  animation: vyjed .3s cubic-bezier(.22, 1, .36, 1) both;
}
@keyframes vyjed { from { transform: translateY(30px); opacity: 0; } to { transform: none; opacity: 1; } }
.modal h2 { font-size: 19px; margin-bottom: 8px; }
.modal p { color: var(--muted); font-size: 14px; margin: 0 0 16px; }
.modal-zavrit { position: absolute; top: 14px; right: 16px; background: none; border: none; font-size: 26px; color: var(--muted); cursor: pointer; line-height: 1; }

/* ---------- desktop ---------- */

@media (min-width: 700px) {
  .obal { padding: 34px 24px 56px; }
  .karta, .gate { padding: 34px 32px; }
  .hrdina { padding: 38px 34px; }
  .hrdina-cislo { font-size: 48px; }
  .otazka { font-size: 27px; }
}

/* pod 360 px nesmí nic vyskočit ven */
@media (max-width: 360px) {
  .hrdina-cislo { font-size: 33px; }
  .hrdina-radky { grid-template-columns: 1fr; }
  .dlazdice.dve { grid-template-columns: 1fr; }
  .uspora-radek { grid-template-columns: 74px 1fr auto; }
}


/* ================= cookie lišta =================
   Souhlas s marketingovými cookies. Vzhled se drží stylu hlavního webu. */
#cookieLista{position:fixed;left:0;right:0;bottom:0;z-index:9999;
  background:#0f172a;color:#e2e8f0;border-top:1px solid rgba(255,255,255,.12);
  box-shadow:0 -8px 32px rgba(0,0,0,.35)}
#cookieLista .cookie-obal{max-width:64rem;margin:0 auto;padding:1.25rem 1.5rem;
  display:flex;flex-wrap:wrap;align-items:center;gap:1rem 1.5rem;justify-content:space-between}
#cookieLista p{margin:0;font-size:.8125rem;line-height:1.6;max-width:44rem;color:#cbd5e1}
#cookieLista a{color:#00acd4;text-decoration:underline}
#cookieLista .cookie-tlacitka{display:flex;gap:.75rem;flex-wrap:wrap}
#cookieLista button{font:inherit;font-size:.875rem;font-weight:600;cursor:pointer;
  border-radius:.5rem;padding:.625rem 1.25rem;border:1px solid transparent;transition:.15s}
#cookieLista .cookie-ano{background:#00acd4;color:#fff}
#cookieLista .cookie-ano:hover{background:#0bc0e8}
#cookieLista .cookie-ne{background:transparent;color:#cbd5e1;border-color:rgba(255,255,255,.2)}
#cookieLista .cookie-ne:hover{color:#fff;border-color:rgba(255,255,255,.45)}
@media(max-width:640px){#cookieLista .cookie-obal{padding:1rem}
  #cookieLista .cookie-tlacitka{width:100%}#cookieLista button{flex:1}}

/* ---------- zaškrtávátko ---------- */

.zaskrtavatko {
  display: flex; align-items: flex-start; gap: 11px; cursor: pointer;
  font-size: 14.5px; font-weight: 600; line-height: 1.4; color: var(--navy);
}
.zaskrtavatko input {
  flex: 0 0 auto; width: 20px; height: 20px; margin: 0; accent-color: var(--cyan);
}

/* Doplňující řádek pod maximální cenou — úvěr a splátka, které k ní patří. */
.hrdina-radky .hrdina-pod {
  margin-top: 4px; font-size: 12.5px; font-weight: 600; line-height: 1.35;
  color: rgba(255, 255, 255, .72);
}

/* Vyjednaná výjimka na LTV 90 %. Teplejší akcent než "rozdíl mezi bankami",
   aby se dvě sousední hlášky v hero kartě nepletly. */
.vyjimka {
  position: relative; margin-top: 16px; padding: 14px 16px;
  border: 1px solid rgba(251, 191, 36, .5);
  background: rgba(251, 191, 36, .14);
  border-radius: var(--radius);
}
.vyjimka-castka { margin: 0; font-size: 14.5px; font-weight: 700; color: rgba(255, 255, 255, .85); }
.vyjimka-castka b { color: #fbbf24; font-size: 19px; font-weight: 800; letter-spacing: -.01em; }
.vyjimka-popis { margin: 5px 0 0; font-size: 13px; font-weight: 500; line-height: 1.5; color: rgba(255, 255, 255, .72); }
